Thought about doing a home inventory but wasn’t sure if it was necessary? Home inventories should be done for a variety of reasons. We found this article that we hope will help you prepare if the worst should happen.
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From the article:
If your home is struck by a burglary, fire, flood, earthquake, or other disaster, one of the first questions you will be asked is, “What property was lost, destroyed, or stolen?” It’s almost impossible to pull up such information out of your brain on a good day — and it’s twice as hard in the aftermath of a traumatic event.This is one of those tasks that is easy to say one will do “tomorrow.” But do it today. Being able to pull out an up-to-date home inventory will make it hugely easier to deal with police and your insurance company.
Fortunately, making a home inventory isn’t onerous, and might actually prompt you to prevent the loss itself. As you inventory your possessions, you’ll become more aware of their vulnerability, and can take steps to secure them.
Start by walking through your house with a pad of paper and a still or video camera. Jot down a list of any items worth more than $50 or so and take pictures of them. Go room by room, and don’t forget the garage, attic, and basement. Be sure to include jewelry, clothing and shoes, stamp or coin collections, CD and record collections, silver, tools, and electronic equipment.
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Looking to renovate your home and increase the value of it? Checkout this article about boosting resale value for busy homeowners that could be of interest to you.
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Read the entire article here: http://www.nolo.com/legal-encyclopedia/preparing-home-inventory-case-your-property-gets-damaged-stolen.html