water damage restoration | Dryer Vent Cleaning Services in Baton Rouge, Hammond, & Lafayette, LA

Water damage restoration is something that not many people are familiar with unless they have had to have it in the past. We wanted to share this article with you so that you have more information.

======================
SPONSOR FOCUS: If you need Baton Rouge apartment associations dryer vent cleaning services , then Dryer Vents Plus is your #1 choice! Call Jeremy Leake today at 225-612-7752 to schedule your 100% Free, No Obligation Quote!
======================

From the article:

Water damage restoration is the process of restoring a property back to pre-loss condition after sustaining any level of water damage. While there are currently no government regulations in the United States dictating procedures, two large certifying bodies, the IICRC and the RIA, do recommend standards of care. Most companies use the IICRC procedural standard, which is the S500. It is based on reliable restoration principles, research and practical experience with extensive consultation and information gathered from numerous sources. These include the scientific community, the international, national and regional trade associations serving the disaster restoration industry, chemical formulators and equipment manufacturers, cleaning and restoration schools, restoration service companies, the insurance industry, allied trades persons and others with specialized experience. The S500 water damage guide is subject to further revision as developments occur in technology, testing and processing procedures.

Loss assessment and evaluation
A professional water damage restoration service will document the materials which were affected by the water damage and refer to industry standard pricing guides such as The Blue Book in order to determine the proper value of the residence’s materials lost and their service.
Water damage services include the inspection of the affected area(s) with water sensing equipment such as probes and other infrared tools in order to determine the source of the damage, and possible extent of area affected. Restoration services would then be rendered to the residence in order to dry the structure, sanitize any affected or cross contaminated areas, and deodorize all affected areas and materials. After the labor is completed, water damage equipment including, but not limited to, air movers, air scrubbers, dehumidifiers, wood floor drying systems, and sub floor drying equipment is left in the residence. After a period of two to three days are the labor is completed, a reevaluation of the residence is taken to monitor the drying process, and any equipment not further needed is removed as to keep the charges under control.

——————–
Wondering how your insurance will respond to a water damage claim? Checkout this article and find out how your insurance company will respond to a claim that could be of interest to you.
——————–

Read the entire article here: http://en.wikipedia.org/wiki/Water_damage_restoration

Do you have water damage? Learn how your insurance company will respond in seven different scenarios.

======================
SPONSOR FOCUS: If you need Baton Rouge apartments cleaning dryer vent services, then Dryer Vents Plus is your #1 choice! Call Jeremy Leake today at 225-612-7752 to schedule your 100% Free, No Obligation Quote!
======================

From the article:

Water damage: Seven home insurance scenarios
Here are common water-damage scenarios and their insurance consequences.

Scenario No. 1: The temperature drops to 10 below zero, causing your water pipes to freeze and burst. Your floor is now covered in 6 inches of water.
Are you covered? Yes, you’re covered for water damage from burst pipes, but most policies won’t cover you if you’ve left the house unoccupied and without heat. If that’s the case, your claim could be denied because you’ve failed to perform the necessary upkeep that would prevent the accident.

Scenario No. 2: Water leaks from your backyard pool, ruining your manicured lawn and flooding your basement
Are you covered? The damage to your basement and your personal property are covered, but not the damage to your lawn. According to a sample policy, “We do not cover land, including land on which the dwelling is located.” However, your lawn is covered if it’s damaged by certain “named perils.” These include fire, explosion, riot, aircraft, vehicles not owned by you and vandalism. The amount of coverage for lawns and plants is small ??? usually only up to $500. Swimming-pool leaks are not a named peril. But if your leak was caused by a tree falling on the pool, it would be covered.

Scenario No. 3: Your washing machine overflows, flooding the basement.
Are you covered? Yes. But it depends on your home insurance company’s view of the problem: Did you fail to maintain the washer properly or did sudden, accidental damage cause the flood? Usually, water from a broken appliance will be covered.

Scenario No. 4: A sewer backs up, flooding your basement.
Are you covered? No. Standard home insurance policies don’t cover sewer backups, and many specifically exclude damage from sewer back-ups. Special endorsements are available, at added cost, for sewers and drains.

Tip
Don’t shoot yourself in the foot by reporting damage to your home insurance company that’s not covered by your policy. Your damage report may still go on your insurance record and look like a claim when you shop for new insurance in the future. Read how one five-minute call to your insurance company can dog you for seven years.

Scenario No. 5: Water seeps from the ground into your basement, damaging your foundation and interior.
Are you covered? No. Seepage is considered a maintenance problem, not “sudden and accidental” damage, and is excluded from home insurance coverage.

Scenario No. 6: During a heavy rainstorm, water leaks through your roof. The roof is damaged, as is furniture.
Are you covered? Somewhat. You’re unlikely to be reimbursed for roof repairs because that’s a house-maintenance issue. But the water damage to your home is covered. Damage to your furniture is also likely covered if you have a standard H0-3 home insurance policy, but not if you have a generic HO-1 policy (which many insurers don’t even sell anymore).
If your neighbor’s tree falls on your roof, the damage to your roof, home and belongings is covered. Your policy also reimburses you up to a certain amount, usually around $500, for the cost of removing the tree.

Scenario No. 7: A nearby lake or river overflows its banks, causing a flash flood in your living room.
Are you covered? No. Flood damage is not covered by home insurance. You must purchase flood insurance for that. You can purchase flood insurance as long as your community participates in the National Flood Insurance Program.

??????????????????
SIDENOTE: Have a mold problem? Checkout this article about how to get rid of mold for busy homeowners that could be of interest to you.
??????????????????

Read the entire article here: http://www.insure.com/home-insurance/water.html

Tag Archives: water damage restoration

Learn All About Water Damage Restoration Here

Learn How Your Insurance Company Will Respond to Your Water Damage Claim